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Why?????


Rangerman4158

Well-Known Member
Ford Technician
Joined
Sep 30, 2008
Messages
335
City
Blue Ridge SC
Vehicle Year
1998
Transmission
Manual
I was on my way to work yesterday morning minding my own business when I pulled up at a red light and was stopped and the light was not even close to changing(this was a KNOWN long redlight) when this DRUNK b*&%h rearends the crap out of my ranger. She cant even get herself out of the car she is so drunk(at 7:45 in the am). She gets out of the car and tells me not to call the cops that she is going to pay for it(1989 buick century worth at most 200$). She then tells me that she has no licsence or insurance and the car has illegal tags on it. So I call the cops anyway and she says that she needs to call someone and tell them she had a wreck goes in the gas station and then makes a call and proceeds to leave the seen on foot. When the cop finally shows up I tell him what happened and he goes and looks for her (drunk woman on foot wears all bright red) and tells me he cant find her. So he gives me my paper work. I called my insurance company and they tell me that the wreck is not covered under my insurance policy (what the hell do I pay underinsured and uninsured for???) so then they tell me that someone will call me from that part of the company but they still wont give me a rental WTF. I cant drive my ranger she bent the frame so bad in the back that the diff is pushed almost out of the springs. SORRY for the rant just needed to get that out I will post pics when I get my truck back:annoyed::annoyed::annoyed::bawling:
 
that is a load of sh't I'd fight the insurance company on that . I'd threaten to call the insurance board in your state that's what we do to get roofs paid for when they have hail damage and the company doesn't want to pay.
 
I'm willing to bet that you have State Farm. Their dicks and don't want to pay anything these days. Their trying to make up for the royal screw they got over Katrina.
 
you have basic coverage don't you??? With basic coverage they only pay for the car that you wreck not the damage done to your car so if a person hits you and they have no insurance you are royal screwed and there nothing you can do about , you can take them to court all you want, it say in your insurance policy about stuff like this!!!!!
 
Man, I'da told her to sit her ass back down in that car and that if she needed to make a call that bad then she can use my cell, but that she wasn't leaving my sight until the cops showed up and that she wasn't leaving police custody until I had my truck back form the body shop the bill was paid, from her pocket.
 
Holy fuuuuuuuuuuuu-
She must have hit you some kind of hard to do that kind of damage!
 
That's why u get their info and id and hold on to it till the cops get there.
 
you have basic coverage don't you??? With basic coverage they only pay for the car that you wreck not the damage done to your car so if a person hits you and they have no insurance you are royal screwed and there nothing you can do about , you can take them to court all you want, it say in your insurance policy about stuff like this!!!!!


Do you even know what insurance is? he said he was paying uninsured/underinsured premiums. you only get that with collision. Sorry about your luck dude. have they found her yet?
 
Do you even know what insurance is? he said he was paying uninsured/under insured premiums. you only get that with collision. Sorry about your luck dude. have they found her yet?

lol yeah i know what insurance is duh , i had a similar thing happen to me but i had to pay for the damages on my truck and if you read what he said which was the insurance company is not paying for it his car anyways even if he was paying uninsured/under insured premiums ...I said that only work happens with basic coverage which if you read my post again it says it ... I also asked him what coverage he had in weird way duh!!!!
 
lol yeah i know what insurance is duh , i had a similar thing happen to me but i had to pay for the damages on my truck and if you read what he said which was the insurance company is not paying for it his car anyways even if he was paying uninsured/under insured premiums ...I said that only work happens with basic coverage which if you read my post again it says it ... I also asked him what coverage he had in weird way duh!!!!

just stop. you are digging yourself deeper and deeper.

you need to take 10 minutes, maybe 20, and read the first post. and try to understand it, because clearly you aren't.
 
just stop. you are digging yourself deeper and deeper.

you need to take 10 minutes, maybe 20, and read the first post. and try to understand it, because clearly you aren't.


go read all of his posts. I can never really figure out what he is trying to say. I am convinced he is either a retard or 12 years old
 
That's why u get their info and id and hold on to it till the cops get there.
Her purse is still in the car as far as I know
I'm willing to bet that you have State Farm. Their dicks and don't want to pay anything these days. Their trying to make up for the royal screw they got over Katrina.

I have allstate but the right person called me today and explained what the raghead could not tell me yesterday. I am covered and it is just that the way that they go about handling this is different because there will be a legal battle in this with the lady when she is caught. It sucks because I dont have rental on my plan and sold my spare ranger a few months back to a friend in need. and NO I dont have basic coverage!!!
 
go read all of his posts. I can never really figure out what he is trying to say. I am convinced he is either a retard or 12 years old

:icon_thumby: amen to that.

oh okay than please explain it to me since it don't get both of you !!!!!:icon_confused:

So will they fix your truck or not ??? what if they do not find the girl what will they do then???
 
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