I forgot to add the engine was "warm" but not hot enough to burn when I did mine. I can see where it would not be fun on a hot one....
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I bought my first Ranger for my son last week, 2004 with the 3.0. After reading this was worried about the first oil change. I let it run just long enough to pull it into my barn and then took out the drain plug. Let it drain for 10-15 minutes while I went to get a new drain plug washer. After watching a few YT videos I loosened the filter while standing by the front driver side tire. Moved the filter toward the front of the truck and there is enough room to lift it out. I did get under it and confirm mine has the build in funnel under the filter to keep it from making a mess on the starter. It sook a few seconds to get the new filter on the first time but not the worst thing I've ever had to do on a vehicle. (had a 65 barracuda that required the engine to be pulled to change the starter...) Hopefully this thing makes a good first vehicle for my 15 year old son. Overall it wasn't near as bad of a job as I was expecting.
The newer starters have extra shielding on the wiring. Buy a lifetime starter and it's a minor issue. If you are a big guy then changing the starter is easier than the oil filter.My worst complaint is about the fact that it's directly above the starter and almost impossible to avoid spilling on the starter. But mine is 4x4. That might give me a little easier time.