If you have a 95amp alternator that means the Vehicle draws about 40amps with everything on, i.e. engine, fan blower on High, headlights
95amp alternator only produces 95amps when engine RPMs are above 1,800
It produces about 60% of that under 1,000rpms, i.e. at idle
So about 55-60amps at idle
That only gives you about 15amp to spare at idle, unless you shut off blower and headlights, which is not very practical
Audio watts are not the same as electrical watts, but close enough
And audio watt rating is at full volume
40watts in a car will hurt your ears
400watts is actually only twice as loud as 40watts, just FYI
So I doubt you will be running the system anywhere close to 200watts
200watts at 13.5volts is about 15amps
So you should be OK
But you may want to get a 130 or 150amp alternator at some point
People like to brag on the wattage they have, but that's how they sell high watt amps