1. It's biased more toward the rear, not the front.. It's a direct coupler to the
rear axle, with a viscous coupler that can relieve driveline stress toward the front.
2. Absolutely not... The AWD system in the V8 had NO electronics to control it. How could it have more electrical problems. Most likely they are confusing it with the auto 4WD in the V6 which can have issues. Most people call the V6 system AWD because they don't know any better. The V8 Awd does have issues with the viscous coupler if the truck isn't maintained well, (Running mismatched tires, not changing T-case fluid, etc) but for the most part it's a good working system.
3. They don't make a V8 4wd Explorer... Only 2wd or AWD.