I have used Fram filters both air and oil for many years, I've never had anything fail due to the filter, and I've never had an engine failure period. Seems like the majority of people that complain about the filters are the people who don't change their oil and never do tune-ups on their vehicles.
I just buy whatever filter is on sale at the time, and change the oil at 3000 miles as I have always done with all of my vehicles and have never had a problem. I usually change my air filter every other oil change unless the filter is extremely dirty at the first oil change then I'll change it too, otherwise I just inspect it and leave it alone. Oil filter gets changed every oil change unlike some people who just change the oil and leave the old filter (pretty pointless changing oil in that case) and I'm sure some of the failures are from those types of people as well.
The oil filter on my 2008 Yamaha Grizzly 450 would spin lose if I didn't get it tightened a certain amount. It wasn't a Fram filter. Filters coming lose don't have anything to do with brand, the oil filter on my ATV was a Yamaha filter. Filter on my riding lawnmower would leak oil when I first bought it, turns out someone had cross threaded the filter onto the engine, it was a Briggs & Stratton filter, and had nothing to do with the filter, just someone not paying attention while installing the filter.
I find it extremely hard to believe a filter causes an engine failure. Oil filter spinning lose and dumping all the engine oil out = lack of the driver paying attention and checking fluid levels. An F-150 holds what at least 5 quarts of oil. How do you not notice the huge pool of oil under the truck from it leaking. If driving you'll notice oil all over the back end of the truck. Obviously people just don't pay attention. The rear main seal leak on my Bronco 2 throws oil all over under my truck and all over the back hatch and window. An oil filter dumping all the engine oil I'm sure either happened quite fast if it was really lose, or was done over time, either way it was neglect on the owner's part for not paying attention.