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I have an '01. Yes timing chain rattle. I have not fixed it. But I don't drive it like I stole it. It only rattles on cold weather start up. 106K on the clock.
Fit and finish on them is not the best. One of the back doors rattles a bit. Otherwise, it seems ok.
It would be nice to see any maintenance records especially if it is an auto. I flush every 30K and mine is just fine.