I doubt you could remove a skid plate and patch the BOTTOM of a gas tank fast enough to save any gas 
The very little I know about EV battery packs would lead me to believe a damaged cell or 5 or 10, wouldn't cause 0 volts, capacity would be limited for sure
It wouldn't make sense not to plan for cells failing early in a multi-cell battery pack, so sections of the battery packs should be able to be "cut off" so not a power drain, limiting overall capacity but won't disable the EV
Any vehicle, EV or ICE, could be fully disabled from "intrusion" from under the chassis

The very little I know about EV battery packs would lead me to believe a damaged cell or 5 or 10, wouldn't cause 0 volts, capacity would be limited for sure
It wouldn't make sense not to plan for cells failing early in a multi-cell battery pack, so sections of the battery packs should be able to be "cut off" so not a power drain, limiting overall capacity but won't disable the EV
Any vehicle, EV or ICE, could be fully disabled from "intrusion" from under the chassis