on your 96 4.0L ......I would change it and the tensioner at 100,000 miles with a double roller and then just not worry about it, but yes they do need to be changed, they don't last forever.
I have jumped time o more than one 4.0L at around 100,000 miles.
I don't believe that you "jumped time" in a 4.0.
the earlier "Cologne" engine, the 2.9 used a spring loaded ratchet tensioner and guide, these typically lasted 250,000 mils or more.
The 4.0 timing chain typically goes even further.
The 4.0 uses a hydraulic timing chain tensioner.
There is however ONE thing you could do, but don't want to do to
a 4.0 OHV engine that CAN kill the tensioner guide and result in the engine "jumping timing" and that is to rotate the engine backwards.
Parking the truck in gear nose uphill and letting it roll backwards...
I can't believe anyone on earth is stupid enough to do that to
a 4.0 TWICE in a single lifetime...
My 4.0 engine has just over 100k on it and frankly I worry more
about an asteroid impact destroying the engine than a timing chain failure.
AD