- Joined
- May 30, 2024
- Messages
- 224
- Points
- 101
- City
- Indianapolis, IN
- Vehicle Year
- 1994
- Engine
- 2.3 (4 Cylinder)
- Transmission
- Manual
I, like most, have a significant investment in time and parts restoring several older vehicles. None of these vehicles are considered collectable, and none of them are high value items like the typical Ferarri type deals. And as most of you already know, with standard insurance, if you get t-boned by some ingrate one day while driving your pristine 1987 Ranger, all you have invested will be lost when your insurance company totals it for a bent bumper and offers you 1500 bucks for your vehicle that goes for $6-7K on the current market.
Insurance companies also don't get along, you can't carry 2 policies on one vehicle because one or the other will deny paying you anything if it comes down to it and they find out there is another policy that covers it. So this is why I started looking at Hagerty, this is what they do. Yea, they normally do high-dollar stuff, but the concept is the same.
I just wondered how solid they are if something happens, especially with medical liabilities if someone else is injured, etc.
Anyway, I know it's a log shot, but I wanted to see if anyone here has any real world experience with them and what they think of it.
Thanks fellas!
Insurance companies also don't get along, you can't carry 2 policies on one vehicle because one or the other will deny paying you anything if it comes down to it and they find out there is another policy that covers it. So this is why I started looking at Hagerty, this is what they do. Yea, they normally do high-dollar stuff, but the concept is the same.
I just wondered how solid they are if something happens, especially with medical liabilities if someone else is injured, etc.
Anyway, I know it's a log shot, but I wanted to see if anyone here has any real world experience with them and what they think of it.
Thanks fellas!
