Well I just signed the papers

[Mac]

You don't have to be young to get into trouble with a Mustang. Learn how to drive it so it don't bit you in the ass. Insurance rates are really funny. With the new anti-theft devices and all the safety items built into them, they are about the same as the same but eight years older. It really is a good idea to check with your agent before you do buy and prevent that "sticker" shock.
Dave

 

[rusty ol ranger]

While i do agree with you...young people (espically guys) are more likely to take chances a 40 yr old wouldnt.

later,
Dustin

 

[Jon581]

they got me when i was 20 i had a 93 4banger ranger and paid about $1200 a year to drive it while i was still 20 i sold the ranger and bought a mint 1990 lx hatchback mustang 5.0 my insurance jumped to almost $3000 a year until i turned 21.

 

[Sevensecondsuv]

How are you people paying so much for car insurance???!!!!

My explorer was about 600/year from the time I was 16-20. Now I'm 23, and insure myself and my fiance on my exploder, ranger, and the bonneville for about $700/year. I guess it pays to not drink and not get tickets.

 

[85_Ranger4x4]

How are you people paying so much for car insurance???!!!!

My explorer was about 600/year from the time I was 16-20. Now I'm 23, and insure myself and my fiance on my exploder, ranger, and the bonneville for about $700/year. I guess it pays to not drink and not get tickets.

I don't drink and knocking on wood I haven't got a real ticket yet (got a fix it ticket for tinted windows)

It has a lot to do with what you are driving and where you drive it... it is more in the city than in the country.

 

[Will]

It will be worse, people are much more expensive to fix than cars are to even replace.

It's based on the odds of your policy costing them. My skoolie is extremely cheeap to insure--$180 a YEAR. An 18,000# skoolie could run over a 15 passenger van full of drunk college student, run off the road and drive straight through a trailer park leaving tornado-esq destruction from north to south and then, with the last remaining bits of inertia knock down a transformer station wiping out the grid for three days.

But the odds of an RV causing any damage is very low. So the odds are I will pay them money and they will win the bet.

 

[rusty ol ranger]

. An 18,000# skoolie could run over a 15 passenger van full of drunk college student, run off the road and drive straight through a trailer park leaving tornado-esq destruction from north to south and then, with the last remaining bits of inertia knock down a transformer station wiping out the grid for three days.

I like that.

School busses arnt as stout as you think though, well, maybe in a frontal collision and certiantly a rear end, but a side impact....vicous.

When i drove busses they said if you get hit in the side by anything larger then a minivan, you might as well be prepared to scrape kids off the pavement cause its gonna slice that bus like a big stick of yellow butter.

later,
Dustin

 

[Jon581]

How are you people paying so much for car insurance???!!!!

My explorer was about 600/year from the time I was 16-20. Now I'm 23, and insure myself and my fiance on my exploder, ranger, and the bonneville for about $700/year. I guess it pays to not drink and not get tickets.

i live in south FL and it is a no fault state.

 

[85_Ranger4x4]

It's based on the odds of your policy costing them. My skoolie is extremely cheeap to insure--$180 a YEAR. An 18,000# skoolie could run over a 15 passenger van full of drunk college student, run off the road and drive straight through a trailer park leaving tornado-esq destruction from north to south and then, with the last remaining bits of inertia knock down a transformer station wiping out the grid for three days.

But the odds of an RV causing any damage is very low. So the odds are I will pay them money and they will win the bet.

True, but school bus accidents are pretty rare so on average they don't pay out much money for injury accidents.

 

[Will]

I like that.

School busses arnt as stout as you think though, well, maybe in a frontal collision and certiantly a rear end, but a side impact....vicous.

When i drove busses they said if you get hit in the side by anything larger then a minivan, you might as well be prepared to scrape kids off the pavement cause its gonna slice that bus like a big stick of yellow butter.

later,
Dustin

You are wrong. I got rid of my RV because I learned it was a big styrofoam cooler. I researched school busses and decided the safest thing was a schoolbus. I researched side impacts on them. In one famous case an 80,000# semi t-boned a bus at 50mph after it's brakes failed. The semi penetrated 30" into the bus and killed only the kids in the seats in the path of impact. The bus body stayed intact and the bus even stayed upright for 100yds before the driver lost control and it went over. Most accidents with buses result in the death of the other drivers. School buses are by far the strongest structures rolling on the pavement.

Edit: I just reread what you wrote. Anything larger than a minivan? Buses have been like this since the 1930s. Side impact and roll-over protection are the reasons they look like they do. I have drilled into mine and taken bits of it apart as I converted it. The steel in the body dulls drill bits like crazy. The impact line around the bottom of the bus is 4 layers thick with the outer 2 layers being corrogated lines. The lower third of a bus body would stop 38 special shots. A new bus costs $80,000+. No school could afford these without federal money. These are the best built objects in America. Whoever told you anything larger than a minivan could drive through one was smoking crack. You run into a schoolbus in anything smaller than a train and your wife will be endorsing her life insurance check with a big grin.

 

[Brandon12]

Well I was on my way to go get insurance for the car before I drove it off the lot and on my way the dealer called and said they want me to go and talk to them. Get there and they decide they want a $500 down payment and payments of $265 at 29% interest! I ask what the hell happened to the plan the night before of no down payment and $222 a month at 11%? Im not paying over 10,000 for a car the guy said he would sell me for 6. Damn dealerships

 

[93Ranger4x4]

29% interest?!?!?!?!?!?!?!?!?!?!?!?! holy crap....i have never been over 7, i got my truck for like 5.5% or somethin like that.

I pay $180 a month for insurance, Full coverage on the f-350 and the wifes 07 dodge caliber, liability on the stang and ranger. Might be full coverage on the ranger can't remember off the top of my head for sure.

 

[Brandon12]

29% interest?!?!?!?!?!?!?!?!?!?!?!?! holy crap....i have never been over 7, i got my truck for like 5.5% or somethin like that.

I pay $180 a month for insurance, Full coverage on the f-350 and the wifes 07 dodge caliber, liability on the stang and ranger. Might be full coverage on the ranger can't remember off the top of my head for sure.

Thats probably about what I would be paying for full coverage on a just a stang since im only 18. Gotta clean record though.

 

[snocompton]

Well I was on my way to go get insurance for the car before I drove it off the lot and on my way the dealer called and said they want me to go and talk to them. Get there and they decide they want a $500 down payment and payments of $265 at 29% interest! I ask what the hell happened to the plan the night before of no down payment and $222 a month at 11%? Im not paying over 10,000 for a car the guy said he would sell me for 6. Damn dealerships

I work with dealerships every day. They will get you every possible way they can. I've really learned alot about what goes on behind that glass in the managers office and can honestly say there is only a couple places here in Washington that I would buy a car and can trust them.

 

[snocompton]

Thats probably about what I would be paying for full coverage on a just a stang since im only 18. Gotta clean record though.

I have a completely clean record and am paying a ridiculous amount. I'm paying over 200 a month on my civic and that is after just switching companies and saving around 100 per month.