Without the correct key there is no simple answer
Steering wheel lock and key cylinder lock use the same gear inside the column which can't be accessed until ignition key cylinder is removed, which can't be done easily without the correct key or drilling
Ford has Master key codes based on VIN, so can make you a key from that code, but they may not have these after 20 years, but FREE to ask
Locksmiths some times have these key codes also free to ask
You do need to bring ID and proof of Ownership to get keys this way, just FYI
You can have a locksmith come out and make you a couple of keys that work
Its a 1995 so no PATS to worry about
You can pull out a door lock cylinder and take it to a locksmith to have a key made but.............door locks have 1 or 2 less pins/wafers(valleys and hills) than ignition lock cylinder, so might not work to turn ignition cylinder, but may if its worn down enough, lol
With 4 of the pin/wafers out of the way with partially correct key it might be possible force turn the cylinder breaking the last 1 or 2 pins/wafers
As said, drill the ignition lock cylinder to get it to release and pull it out
Then you can manually turn the gear with a screwdriver to unlock steering wheel and start engine
Drilling the cylinder causes the pins/wafers to break and so release the locking mechanism, so try to turn the cylinder after each larger drill bit is tried
If you can turn it to RUN/ON, then use the Release pin under the housing to pull it out
Buy a new lock set, ignition and 2 door locks
Pretty much most key locks work the same way
In an ignition lock the housing has a slot the runs from the base up to the end
The cylinder has pins/wafers that are locked(pushed up) into that slot when cylinder is in the LOCK position and key is out
When the correct key is inserted into the cylinder it pulls/pushes all the pins/wafers down and flush with the cylinder, cylinder can now be turned, inside the housing, out of the LOCK position
Pretty simple, but effective
Pic here of ignition lock cylinder:
https://broadwaylockandkey.com/wp-content/uploads/2017/03/ignition-before.jpg
This one has 5 "locks", pins/wafers
Most vehicle keys have both sides Cut, but only use one edge to move the pins/wafers, its cut the same on both sides so it can be inserted into the cylinder either way and work, no up or down, most house keys can only go in one way