Fallen Tree Branch

[ronclark]

I am fairly certain I know the answer.
This afternoon, a tree branch broke off with wind from the neighboring business property fell on my 87 Ranger, which is only insured for collision.
The damage is fixable. I need both fenders (might be fixable), the windshield and trim, the hood, the antenna, the panel right below the windshield is bent, and there is a dent in the roof on the corner.
Does the business have any liability?

Sad Day

 

[JoshT]

Unlikely and even if it did, you probably wouldn't want to go that route if you plan to fix and keep it. If the business was liable it would be their insurance doing the repairs. I feel certain that if insurance gets involved, your truck will be totaled.

That's just my opinion. I've never had to deal with a situation like that.

 

[ronclark]

Unlikely and even if it did, you probably wouldn't want to go that route if you plan to fix and keep it. If the business was liable it would be their insurance doing the repairs. I feel certain that if insurance gets involved, your truck will be totaled.

That's just my opinion. I've never had to deal with a situation like that.

That was my feeling,
I am surprised that the damage is not worse, since it was a pretty large branch it was about 8 inches thick at the base
I'll have to state gathering parts so I can fix it.