Educate me on Sport Trac's

[almostclueless]

Sport Trac...v8 OPTIONAL


Ranger.....v8 not optional


Ford.....stupid

 

[Jspafford]

Drove it today, bought it.

The wifey is exstatic... Will be picking it up this week.

 

[97BlackBetty]

Drove it today, bought it.

The wifey is exstatic... Will be picking it up this week.

You make it sound so....Simple.

And always smart to make the wifey happy.

 

[CJREX]

I'm happy to be between vehicle loans. I don't see anything I want enough to throw a monthly payment at.

+1

If you can discipline yourself to keep a vehicle after it's paid off and keep making payments TO YOURSELF, you'll be surprised how quickly your cash accumulates. To really appreciate it, open a second checking account and deposit the payment there.

Then when it's time for a new vehicle (avoid Brand New, get one a couple years old) you'll have cash. Then keep making payments to yourself on that one.

You'll also find out just how much you REALLY want that vehicle. There's a big psychological difference between taking a $10,000+ loan and forking over $10,000+ CASH. There's a reason a dealer will rarely tell you how much a vehicle costs, only how much it is per month.

Keep it up and your cars will always be paid for and you'll always have a bit of cash in case of emergency.

 

[Jspafford]

+1

If you can discipline yourself to keep a vehicle after it's paid off and keep making payments TO YOURSELF, you'll be surprised how quickly your cash accumulates. To really appreciate it, open a second checking account and deposit the payment there.

Then when it's time for a new vehicle (avoid Brand New, get one a couple years old) you'll have cash. Then keep making payments to yourself on that one.

You'll also find out just how much you REALLY want that vehicle. There's a big psychological difference between taking a $10,000+ loan and forking over $10,000+ CASH. There's a reason a dealer will rarely tell you how much a vehicle costs, only how much it is per month.

Keep it up and your cars will always be paid for and you'll always have a bit of cash in case of emergency.

Yeah I do that already, except with my house payment. I pay $820 a month and put $820 away in a seperate account.....


NOT!

How many people do you think actually live by that rule. Yeah I could have lived without it, until a kid pops out and we have nothing to put the carseat in. I love my B2, but it ain't made for kids.

Anyway, for all you naysayers, I got the truck for 8K, and plan to sell the ranger for 5K and put that all toward the loan. So I am only paying 3K for it.

 

[CJREX]

I didn't intend to direct that at you personally. It was a general guide to help people out. I apologize if it appeared that way.

The vast majority live with a car payment. It takes a LOT of discipline to do what I posted. However, after you do it ONCE, it will forever change the way you buy a car. Or actually the way you buy anything.

 

[RhainyC]

I didn't intend to direct that at you personally. It was a general guide to help people out. I apologize if it appeared that way.

The vast majority live with a car payment. It takes a LOT of discipline to do what I posted. However, after you do it ONCE, it will forever change the way you buy a car. Or actually the way you buy anything.

CJREX,
I wanted to say thanks for posting what you did...it is a real eye-opener for many people. If more people tried it, we might have more folks in better financial situations, than most of us are in at the moment.

I plan on doing this (again) once my truck is paid off, to put away for my Sportrac or Green Vehicle and...a rainy day.

 

[Maverick]

Nice purchase I've always liked sport tracs, but couldn't ever find a reason to own one. If I was to get one I'd have to find one that had the rare manual transmission. Off Road magazine built one up a few years ago with a pre-runner theme and it turned out pretty bitchin.

 

[rangerbum]

My friend tyler's mom trish has one with the "Adrenalin" package. It's flippin incredible. I mean its REDICULOUS how nice it is. Its fast, stable, handles awesome, looks great, comfy leather, 6 CD changer, seats 5, has uncountable features, and the system pounds. What more could you want?

 

[Jspafford]

CJREX, I was not trying to be rude about it. I had a couple people tell me a while back I shouldn't buy my first house...Which I did anyway, and would never think twice about that. I am savin for the future, I am having money taken directly out of my check each week and put into a money market account.

I don't know if I mentioned it already or not, but when I sell the ranger, I am only going to be paying about 3-4K for this truck. It has low miles, and is LOADED. I've never had a 4-door vehicle with power everything, rear audio and hvac, etc.

 

[racsan]

id love to have another van, just cant afford a payment right now. living on borrowed time with 2 '93 vehicles. its good to have no outstading debt though. 2 years ago i could have swung a loan. now im at a different job with 4 bucks less on the hour. its much better for me but there aint room for many "extras" i wouldnt mind one of those 302 awd exploders. that would be a upgrade as far as a tow vehicle. the new stuff i just dont care for. is the sport-trac considered a "truck" as far as licenceing? not much of a bed there but thay look cool. ive got truck/trailer plates coming due next month. 100 bucks to the d.m.v. ouch. been thinking i need something with "car" plates to cut costs a little. sounds like you got a resonable deal. merry christmas to the wife, huh?! found this for me-> http://www.autotrader.com/fyc/vdp.j...00&doors=&transmission=&max_price=&cardist=51

 

[Jspafford]

Ford classifies it as an SUV. When I had the F-250, the plates cost the same as the Ranger? So I don't think they will go up any... if I am lucky they may go down.

 

[racsan]

thats what i ment. here my ranger plates are about 50, the taurus is around 30. i wasnt sure if it was considered a pickup or s.u.v. as far as the licence registration went. and on another note, a 1ton non-comm truck tag was even higher. if i ever needed to have a 1 ton, id just get a 3/4 and swap out the rear axle. id run wide singles anyways. duals look cool but thats just 2 more tires to keep up with and eventually replace. looks like a good find there.

 

[Dusty_Ranger]

i like the older sport tracks u could lift the like the 98+ rangers

 

[Sasquatch_Ryda]

My 05 trac is registered as a pickup, not as an SUV, because the box is separate from the cab. Nice score, you'll like it. I know I love mine. If you find the bed too small just get the bed extender for it, makes it much more useful.