good week...

[linuxman2003]

so ya know... nothing new... just good week.... oh did i mention - I FINALLY GOT A FREAKIN APARTMENT!? :yahoo: Moving out friday if all goes well :D

[stegomon]

good.....finaly had it with the parents?...and whats with this i see 92 honda?....gee dude..i know you were havin problems with your ranger...but...oh never mind i will shut up

[ZSK]

How much is a decent appartment in your area?

[stegomon]

550 in my area...go 30 miles south it is 950....gee living cast to much

[BDAB]

I pay 840 for a 3 bedroom 2 bath house 2 car garage full basement and 2 fireplaces on 1/2 acre......... in a quiet area.......... 1 block from the university so I get to see all the hottie college girls out for their morning jog...............

[linuxman2003]

How much is a decent appartment in your area?

The one bedroom I got runs 530 a month, with water/garbage/cable paid. Electricity is about 100 a month (so im told) and internet is going to be about 45 a month. not too terribly bad I guess... as far as the honda, yeah I got fed up with the ranger always shuddering and shaking going down the highway, so I got something with a little more pep to it. :) It also holds the road soooo much better, this thing cruises at 95 like my truck did at 45. (not that i cruise at 95...... :D )

[LittleBigFoot]

My pal's dad has a prelude and hot damn, I do enjoy that car. Some people drive their trucks like a sports car, he drives his sports car like a motorcycle. Right on with the apartment. We're payin 850 for a 2 story with finished basement, 3 bedroom, 2 bathroom, gas, power, garbage. 40 for cable and 40 for internet. But all that isn't bad between 4 guys

[4Banger]

Right on with the appt. Man I wish it was that cheep around were I am. 595 for a 1 bedroom on the third floor. Only thing I get is heat hot water and trash removal. Even has a small gravel driveway about as long as my truck so it makes working on things really nice. Right on main street to so i can hear all the idiots drag racing through town and burning their tires. Don't mind it during the day but at night it sucks. Could be wurse i guess but when you live in the country you would think things would be cheeper.

[SuperRob]

I pay 1000 a month for everything including cable and cable internet, and hydro. We dont pay any water usage, or any heat or hot water...

Oh yeah, this is a shitty 2 bedroom apartment in Victoria BC....where 2 weeks ago the cheapest house on the market was a real piece of shit with no property for 329,000.....

[Will]

We pay about $900 mortgage and $300 on the insurance and tax escrow. That comes with a 3-bedroom, 1400 sqft shack with a 2.5 car attached garage and a barn and a 186ft tall hill with lots of woods and 4-wheeler trails for the kids--in rural Brown County Indiana where you can set off explosives if you so choose--it's just impolite to do it while your distant neighbors are setting off theirs because they won't get full enjoyment of the rumbling echoes through the hills.

I grew up in apartments and duplexes and small, economicly depleted midwestern towns with straw insulation in rattley windowed houses. I'd have killed to be raised where my 4 kids are being raised. But they don't know shit and bitch and moan all the time.

[snake]

My rent is free- got the house paid for back in 1997. 1614 square foot 3 bdrm 2 1/2 bath 2 car garage on 5 acres and totally private. Water is free until my well breaks and it hasn't yet. Trash free too, my g/f lets me dump it at her house in the city! :clapping:

The taxes don't quit tho, nor insurance. Tax is about $2600 a year (on tax value 187K) so over $215 a month in stupid tax... and because I'm in the woods the insurance is another $700. Utilities, etc- no wonder I don't have any money left.

but congrats on the apt!! No more renting motels or woodsey hideaways for "encounters".

[BOSS302Man]

Buying a house is always the way go, as long as you don't go over your head or take out a mortgage over 20-25 years. Over that, you'll be paying WAY too much in interest and will lose your butt when it comes time to sell.

Have had my house paid for since about 1992.

[Will]

If you got on the 6% bandwagon lately, there's no reason not to take out a 30 year mortgage. If you were staring at a 19% mortgage in 1979 or whatever, then yeah.

[ZMan]

glad you're having a good week! Mine has sucked royally for the most part.

[Dave R]

The taxes don't quit tho, nor insurance. Tax is about $2600 a year (on tax value 187K) so over $215 a month in stupid tax... and because I'm in the woods the insurance is another $700. Utilities, etc- no wonder I don't have any money left.

That's about what I pay here in NY.

Then again, I paid cash for my house. :icon_cheers:

[ryan]

If you got on the 6% bandwagon lately, there's no reason not to take out a 30 year mortgage. If you were staring at a 19% mortgage in 1979 or whatever, then yeah.

until the value of your house crashes

major price corrections are coming. i've been pouring over data this week. it's going to be impressive!

edit - where i live, i wont be able to afford even a 1br condo until i'm making 80k and there's another 5-7% price correction. 10% would be amazing. it's cheaper to rent

[arrabil]

until the value of your house crashes
Yeah that sucks for most people. On the other hand none of the housing market is or will crash around me. 4 miles south in Maryland, the same house as mine literally used to sell for twice the cost and had twice the taxes. In the last 5+ years, York County has exploded in population and with that came all the stores and amenities yuppies look for, so a good portion of the Baltimore commuters moved across the state line. Say hello to higher home prices. Lucky for us, we got here right before most of this happened. For kicks, we got a quote from our bank, ie reputable mortgage, for a refinance of 175% of what we paid six years ago. Good times.

[ryan]

i live in the most resilient real estate market in the country, and prices have dropped 4% in the past year

when prices exceed wages you aren't safe period. this is empirically true

edit - really what i think this means is that i wouldnt take out a home equity loan right now. i really believe it's going to get ugly soon.

[arrabil]

when prices exceed wages you aren't safe period
I have absolutely no idea how you people live out there. I grew up in Brooklyn/Long Island and the traffic is ten times worse 15 years later. That just speaks to the number of people that doesn't ever really go down... they just move around. My father recently bought a place in Westfield on about an acre and his taxes are more than my mortgage. You couldn't pay me enough to go back to living there after having spent a number of years in the "boonies." I can't even stand the drive back to visit. No matter the time of day, every f'in time I get off 295 to get on the Turnpike at exit 7, boom bumper-to-bumper TRAFFIC. I can't remember the last time I was in traffic here. At least sushi is dirt cheap. $80K to buy a condo... you'd be rich here.

[snake]

Linux, you still got ole' whitey to move with, or did you sell her already? Now you wish you had a truck if it is gone, eh?

[linuxman2003]

Linux, you still got ole' whitey to move with, or did you sell her already? Now you wish you had a truck if it is gone, eh?


nope still got it :) nobody wants to pay more than 2800... thats the kind of offers im getting emailed when i posted it for $4500... I've heard of lowballing but sheesh. I'm not dropping 1700 bucks! one of my friends has an f350 anyway, so I doubt I'll have any trouble moving stuff. (not like I have a lot to move anyway, just computer crap :D )

[MAKG]

Your computers poop? What do you feed them? Do they wear diapers or do you have a special computer potty?

And FYI, one can have a LOT of computer crap. Seen it.

[linuxman2003]

Your computers poop? What do you feed them? Do they wear diapers or do you have a special computer potty?

And FYI, one can have a LOT of computer crap. Seen it.

They get pretty nasty, I have a bad habbit of feeding mine a line of microsoft products. :D

I'll be thinning down my collection of computer stuff, the only ones coming with me are my main machine (big desktop/big montor) my laptop, my file server (tiny little machine, turn it on and forget about it in a closet) and a computer for my roommate. Other than that, just going to be a few ethernet cables and a router... maybe supplies for the occasional lan party. (doubtful to ever happen at my place since I'm taking the living room and my buddy is getting the bedroom, only spare space is the kitchen :D ) My car is actually more suited to hauling computer stuff than the truck ever was, smoother ride and more interrior room to keep them nice and cool without having to worry about jostling the hard drives around so much. the only "big" things I need to move are a bed and maybe a dresser... other than that its just clothes. Oh and some books, but those will be easy to move with the car.

[ozzy85]

I know what you mean about people lowballing you on your vehicle. I had my 300ZX up for sale for $3000 for awhile. Did a lot of work on it. Rot free body. No takers, or phone calls that began with "What's the least you'll take for it?" I'm just gonna keep it and keep fixing it up. Talked to my Pops this week and he offered space in the shop to paint it. Cool.
Land prices/rent is nuts here. 300K for an average '70's 3br house, 200K for a total POS that's about 700sq/ft. Forty five percent of jobs posted around here are $9/hr or less. They can't figure out why people 30-50 years old are leaving faster than they can replace them. I might leave too. Can't carry them anymore. I have some college (A.A. deg), and a Tech degree. Funny.

[v-8power]

Congrats on the apartment.
I bought this house with 5.75% interest. Put 30% down and put an extra 150.00/month towards the principle. It wont be long until i have to refinance for kids education. So i'll be right back where i started from. LOL

[Will]

until the value of your house crashes

major price corrections are coming. i've been pouring over data this week. it's going to be impressive!

edit - where i live, i wont be able to afford even a 1br condo until i'm making 80k and there's another 5-7% price correction. 10% would be amazing. it's cheaper to rent

I bought this place 10 years ago. It might crash right back down to what I bought it for, but I won't know it. It's a place to live not a Manhattan investment property.

I woudn't live in New York City with a ten foot pole. My brother in law lives there, makes about $100,000 designing investment software and I think he lives in some basement with a Pakastani taxi driver as a roomate.