Half an hour with a big hammer, new headlight, and your good to go. It already looks better than mine.
That's what I think, too. But I don't blame someone for caring what their truck looks like.
I wouldn't be paying comprehensive on a 17 year old truck anyway. You bought it for $850--the deductible is what? You probably pay more for the thing every year in premiums then you could get another one for. I don't know that they'll raise your rates for hitting a deer, but if you don't claim it you'll have just been writing State Farm gift checks.