Depends on outside temp, the 4cyl Lima engines bleed alot of heat, they weight 400+ pounds so lots of metal
In Northern areas people with these engines often put cardboard in front of radiator to keep engine and heater at warmer temps, lol
If you are using the OBD2 ECT sensor's temp reading I would expect 180deg+ with a 190deg thermostat
On dash gauge should be above 1/3 closer to 1/2, 1/2 is about 200deg on Ford gauges
Thermostat may be opening a bit too far
OR
Fan clutch is locked all the time so over cooling the engine bay and radiator
Before starting cold engine, open the hood and spin fan blade, should be hard to spin, cold locked
Start engine and count to 20, shut off engine
Spin fan again, should move easily, its unlocked, as it should be
Fan clutch is heated up by Radiator heat, so fan should stay unlocked until radiator starts to get hot then it will slowly start to lock to move more air
If outside air temp is cold radiator may never heat up hot enough for fan clutch to lock at all