I've had my '87 supercab for 20 years this past February and never actually broke the original transmission, though I did have to replace the input bearing... but it was noisy when I replaced it with a Mazda trans... then replaced the engine several times before swapping a 4.0 and another Mazda into it...
I've never personally run an FM145, but back around 2005 my brother brought me a present... a NEW (not a rebuilt) FM!45 transmission that had been found buried in the back of the stockroom at the ford dealer where he worked...
When my uncles truck finally broke it's factory FM145 I helped him swap it in over thanksgiving weekend...
IT was smooth and quiet and shifted perfectly... then heading out from Tannersville, PA to his Mother-In-laws place in Illinois over Christmas it made it to
Clarion, PA where one of the gears inside this NEW, never previously run crate transmission that had been lost in a stockroom since 1986 split 5th gear in half locked up and looked like it's innards had been in a supersonic collision.
I would trust an FM145 only as far as I can throw one and not an inch farther...
I will say DO NOT under and circumstances use 5th gear, the owners manual says not to use 5th while towing, I've just told you why...
I'm reasonably sure that I could break 5th gear in an FM145 without trying if it was bolted to a 4.0, but then again I have my own custom made Two-piece (broken) main-shaft from a Mazda trans that I broke with the 4.0 in my truck in 2009.
One of these days I'll post PICs of it and the destruction of the T-case that resulted
(it broke the front bearing retainer)
I've done some crazy towing with my 4.0 4.10 geared super-cab, probably the ugliest tow was a 2002 explorer
I towed back from Ft. Drum, NY.. Straight down I-81... it was a heavy bitch and I destroyed the tires on my Dolly...
As a note I've run a 4.0 clutch and flywheel on a 2.9, in fact I've grenaded two of them...
the 4.0 clutch doesn't like being spun to 6500rpm....
(Downshifting from 3rd to second and getting 1st instead will blow them every time)
AD