I got screwed by Patriot Buick Chevrolet GMC in Ardmore, Ok

[Roert42]

Normally the lien needs to be payed before the title can be transferred.

Just because Jim signed it over, doesn't mean it has been transferred with the state.

 

[don4331]

Jim's bill of sale included "penalty" for paying out his original loan early/for PCB GMC paying it out. PCB GMC accepted the funds from Jim for the loan on his new truck to payout that original loan.

Jim should have a case that PCB should have paid out the loan within the 7 days. (If the payment was due within the 7 days; Jim might have had to make his regular payment to keep is credit score in tact, but then PCB GMC owes him the payment + interest back.