I got screwed by Patriot Buick Chevrolet GMC in Ardmore, Ok

[Jim Oaks]

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I got screwed by Patriot Buick, Chevrolet GMC in Ardmore, Oklahoma.

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I drove an hour up there to look at a 2021 Ford Ranger FX4 with 16,000 miles for $35,888.

I was there until after closing trying to make a deal. They were only going to give me $21k for my 2016 Ford F-150 and I owed $24k. I told them there was no way I was going to do a deal where I carried that much negative equity in to the deal. They called a car buyer that told them they'd by my F-150 for $23k. At this point I just need to get them to drop the Ranger $1k to make up the difference. It was after closing and I wanted to leave. They told me they could get my payment down to $550 a month. I told them I'd come back in the morning to finish the deal. In the meantime they were going to have the Ranger detailed when they opened in the morning.

I went back the following afternoon (9/21/22) to finish the deal. They told me my payment was going to be $569 a month and that the buyer backed out. The manager said he was still going to go through with the deal even though he was losing money on my F-150. I ignored that not really believing they would do a deal and take a loss. They probably got the Ranger for a lot less, or could get more for the F-150 than they said. They told me they were increasing what they were going to give me for my F-150 on the trade to make the deal.

I was deceived.

Dare I say lied to!!

I signed the papers with the understanding that the numbers were what was written as we were making the deal.

DON'T MAKE MY MISTAKE!!

After I got home I began looking the papers over more closely.

they changed the price of the Ranger to $39,452. That's $3,564 more. They basically added the negative equity to the price of the Ranger without telling me. My monthly payment will end up being $570 a month.

I looked up info on Oklahoma's laws and it looks like I'm stuck with it since I signed all the documents and took the vehicle.

I'm embarrassed to admit that I let this happen to me. Never had this happen. More importantly I want this to serve as a warning to others so it doesn't happen to them.

When the sales people are writing down numbers to make a deal, get that paper and take it with you into the finance department and make sure all of the numbers are correct.

This Ranger is suppose to be TRS-3. This is suppose to be my silver 25th anniversary Ranger for The Ranger Station. Unfortunately it's off to a bad start.

Also.....

I knew that the Ranger needs a new plastic panel that goes between the headlights and the front bumper. This one actually has a hole torn in to it. I didn't mind because I thought I was getting a good deal. If anyone has access to one of these or can get me one please let me know.

I started The Ranger Station 23-years ago. I've never owned a new Ranger. I figured I'd done enough for the Ranger community that it was finally time to treat myself to a new(ish) Ranger. I was looking forward to this. I know, I sound pouty. I got shafted. Maybe I can get some donations from the aftermarket to make up for it.

Meanwhile......

If you're in Oklahoma or north Texas please stay away from this dealership.

 

[rusty ol ranger]

They dont call them stealerships for nothing.

How many miles were on the 150? Unless it had 150k+ 23k (atleast around here) the so called "buyer" was getting a stupid great deal.

Sucks it happend though.

 

[ericbphoto]

I hate buying from a dealership. They keep you there forever and get you tired and worn out so you can’t think straight. It shouldn’t be that difficult. Walk in. Pick a vehicle. Make a deal. Write a check. Leave with new vehicle. No reason it should ever take more than 1 or 2 hrs tops once you’ve chosen a vehicle.

 

[snoranger]

 

[racsan]

Gonna say, I thought there was a “3-day” rule or law of some sort.

 

[sgtsandman]

This is why I only buy from my friend who works for a Ford Dealership. I might not get the best deal but I won’t get bent over either.

 

[2011Supercab]

Gonna say, I thought there was a “3-day” rule or law of some sort.

That varies by state, Not all states have that, Washington being one of them.

No Three-Day Right of Cancellation
The most common myth of consumer law is that auto buyers have a three-day “cooling off” right to cancel a purchase. There is no three-day right of cancellation when purchasing a vehicle at the dealer’s main place of business.

Buying Precautions & Used Car Considerations | Washington State

In This Section

www.atg.wa.gov

 

[ericbphoto]

My Google search seems to indicate that Texas does NOT have that 3 day right of cancellation thing.

sad

 

[fastpakr]

My Google search seems to indicate that Texas does NOT have that 3 day right of cancellation thing.

sad

But it was purchased in OK, so the Oklahama law would allow it even though Jim's living in TX, right?

 

[ericbphoto]

But it was purchased in OK, so the Oklahama law would allow it even though Jim's living in TX, right?

Oops. I missed that. Let’s google oklahoma

 

[fastpakr]

Oops. I missed that. Let’s google oklahoma

See snoranger's post above.

 

[85_Ranger4x4]

I hate buying from a dealership. They keep you there forever and get you tired and worn out so you can’t think straight. It shouldn’t be that difficult. Walk in. Pick a vehicle. Make a deal. Write a check. Leave with new vehicle. No reason it should ever take more than 1 or 2 hrs tops once you’ve chosen a vehicle.

Generally how it goes where I work. I don't think it took me an hour to do the deed.

 

[ericbphoto]

Nope. Still no luck in Oklahoma

 

[fastpakr]

It looks to me like the only buyer's remorse protection in OK is for home purchases.

 

[Jim Oaks]

I read this:

Oklahoma Motor Vehicle Commission - Consumer Information Page

"THERE IS NO THREE-DAY RIGHT TO CANCEL. Many consumers believe the law allows them 3 days in which they can change their mind and cancel the contract. They are wrong. When you sign a contract at the dealership, it is a valid contract, and usually only subject to financing approval."

"A DEAL IS A DEAL. Once you have signed a retail installment loan contract and taken possession of the vehicle, normally the contract can only be cancelled if: 1) both parties agree to cancel it; 2) the financing does not go through; or 3) there is a written agreement that it can be cancelled, such as after a weekend trial period."

I saw the house bill that Snoranger posted, but didn't find where it actually became law.