Poll for health insurance

[kimcrwbr1]

I lost health insurance at work three years ago because of the rising cost of health care premiums. Just wondering the status of everyones health insurance lets keep it simple covered or not covered and increase or decrease of rates/coverage
my status is.
Not covered reason much higher costs

 

[kimcrwbr1]

bump

 

[wildbill23c]

I can't afford health insurance with my income. By the time I pay the few necessities I have nothing left. At a $800 a month max income I don't get to do much except send my paycheck to bills.

 

[RonD]

I am US but have lived in Canada for quite a few years.
The cost for health insurance here is $120/month for wife and I, $135/month covers family with kids under 18, or as long as they are in school.
$67/month for single adults.
I have never had a major issue, knock on wood, and have heard all the stories of "goofs" in the system here, but what system run by people doesn't have "goofs".
Plus we have a 5% Federal Sales Tax, so 5% of your after income tax(which is higher here) money goes to fund this, as well as other things.
So that means you are paying approx. another $150/month per person

When I was in the US I was single and got high deductible medical insurance, it was through my State Farm agent, it was the highest deductible offered at the time, $1,500 in a 12 month period, if I remember correctly, it was $55/month, we are talking years ago.
It was basically catastrophic coverage, so I wouldn't lose house or other assets if I had an extensive medical issue.

 

[doorgunner]

My son-in-law/stage 4 cancer/unemployed/pays $900-month COBRA

HAD coverage.....comapny screwed up/coverage suspended....

billed him $10,000 for ONE chemo treatment this week....

that oughta make him and family homeless in 30 days.....

Thanks Congress/Pres. OOOOOObama!

 

[adsm08]

Covered. Company pays all my premiums because I dont smoke, not overweight and my cholesterol is good. Company sets a $5K deductable but covers $4500. So for basic medical I am responsible for $500/year plus co-pays.

Postin' from teh Galaxy

 

[JC 97]

covered. I have a payroll deduction of $130 month,my deductible is $2000, max out-of-pocket is $4500 per person, Family max $4000/$9000. I still have co-pays. When I first started this job 14 yrs. ago my max out-of-pocket was $500. The insurance goes up every year.

 

[swynx]

Not covered. I know how much its gone up. And the deductable it self is more than I spend a year at the doctor. Without insurance. If its on the job its covered by workers comp

 

[adsm08]

Not covered. I know how much its gone up. And the deductable it self is more than I spend a year at the doctor. Without insurance. If its on the job its covered by workers comp

A recent study of medical billing and pay out showed that hospitals actually collect more from uninsured patients because they can jack up the final bill vs an insurance company and get away with it, and most uninsured people try to pay and do pay at least 50% out of pocket.

 

[huh?]

covered by medicaid.

when my younger son was 4 1/2 years old he got leukemia. added a secondary infection after initiation treatment took out his immune system. we stayed in the hospital 3 months solid till the infection cleared and got out the week of thanksgiving.

bill to us= $0.00

it comes from the heart when i say thank you to all taxpayers in the u.s.

My son-in-law/stage 4 cancer/unemployed/pays $900-month COBRA

HAD coverage.....comapny screwed up/coverage suspended....

what a bunch of stupid b@5turd5. those administrators in the company(and the insurers) know the importance of insurance and let this happen. probably got a verbal scolding for what happened, if any consequence at all.

doorgunner: perhaps someone can grab your son an application for medicaid. our state dept. of human services administers the program here. i don't know about your state.

a daily prayer is for him, friend.


on a lighter note, in the hospital i was watching one of the nurses walking down the hallway with a bottle and i.v lines at about shoulder height. the bottle slid out of her hand and shattered leaving a sunburst decoration on the floor. whew, her little mouth spewed out a bunch of words that were quite shocking. i told her, "easy, tiger, just call the pharmacy for another dose of chicken soup in a bottle." her reply was that was a $5000.00 bottle of chemo. well... i guess you had to be there

 

[swynx]

Ya I read something about that. But like I said the deductible is 250$ I go to the hospital once a year. (Always have a minor infection or some bs) the bill comes out to about 250. With the insurance id be paying for 11 months I didn't use it. Then the deductible. Now if I were to get a four wheelwright id probably get it insurance from work.

 

[Redneckryder]

Covered....Pay $67 a week for family. Don't pay much attention to what is covered and for how much, that's what I have a wife for. BCBS.....

 

[Scrambler82]

Retired, full coverage, $275/month.

Use the VA and they go after the insurance company to get the money…

AND then there is the co-pay for medication, everyone will have to have a separate plan for meds too… the new health plan era !

 

[kryptonitecb]

I pay $200 a month, $450 yearly deductible, $20 a visit to doctors office. Single so that helps my costs.

I do have VA coverage as well but won't use it unless I have a hospital emergency since they are a hassle and honestly don't seem to care about you when you visit. If I got paid what they did I probably wouldn't care about patients either though.

Sent from the road while ignoring traffic

 

[bocefas]

Fully covered...medical, dental and vision. $500 deductible. Costs me $205 a month for me and my 2 sons. $10 copayment for office visit. It is very good insurance and I know I am fortunate to have it.